Previous pension arrangements
Previous membership of the Fund If you are a contributing member and have pension benefits built up in another pension arrangement, you may be able to transfer them into the Fund.
Arrangements include:
- A previous employer’s scheme
- A personal or stakeholder pension
You may only transfer benefits that you built up while you were not working for your employer and contributing to the Fund. You cannot transfer any benefits into the Fund which consist wholly or partly of Pension Credit Rights following a pension sharing order on divorce. The transfer payments received may credit you with additional pensionable service in the Fund.
If you have an Additional Voluntary Contribution (AVC) plan with another provider that you wish to transfer, the value can be transferred into the Fund’s AVC plan.
If you would like to investigate a transfer, you should read the Transferring In Benefits guide, which explains the process and what you need to do. You can download a copy from the document library below.
It is recommended that you take appropriate independent financial advice before making a decision to transfer benefits from previous pension arrangements into the Fund.
Previous membership of the Fund
If you are a contributing member and have a deferred pension under the Fund you may elect to link this deferred pension to your current membership.
The link up enquiry form is available in the document library below.
Further details can be found in our Guide to Linking up Membership, available in the document library below.
Previous pensions
If you have a deferred pension with us and are rejoining the Fund, you can link it to your current membership.
Please see the Trustees' Link-up policy in the document library for more details.
Other pension schemes
If you are a contributing member and have pensions benefits built up in another pension arrangement, you may be able to transfer them into the Fund.
Arrangements include:
- A previous employer's scheme
- A personal or stakeholder pension
You may only transfer benefits that you built up while you were not working for your employer and contributing to the TfL Pension Fund. You cannot transfer any benefits into the fund which consist wholly or partly of Pension Credit Rights following a pension sharing order on divorce. The transfer payments received may credit you with additional pensionable service in the Fund.
If you have an Additional Voluntary Contribution (AVC) plan with another provider that you wish to transfer, the value can be transferred into the TfL Pension Fund's AVC plan.
If you would like to investigate a transfer, you should read the Transferring In Benefits guide, which explains the process and what you need to do.
You will need to complete the Transfer Information Request form and send it to your pension provider.
Lost track of benefits under a previous scheme?
If you have lost track of your benefits under a previous employer's scheme you can contact the Pension Tracing Service who will provide you with the address of the scheme administrators. They can be contacted at:
The Pension Tracing Service
Whitley Road
Newcastle Upon Tyne
NE98 1BA
Telephone: 0845 6002537